Riders:- When you avail of a simple life insurance policy you can add a rider to it. Which means you can get additional benefits attached to your policy. Riders are the additional benefits that you may buy and add to your policy .A rider gives you the benefit of increasing your risk cover in case of any certain events happening. For example, if one has opted for an Accident Death Benefit rider and the policyholder dies in an accident then the beneficiaries can get upto a maximum of twice the sum assured.

RIDERS are add-ons to the basic insurance policy to add benefit to the policy cover taken. You can also avail a set of riders and add it to the main policy. The premiums will then be on a higher side depending on the riders taken. Riders come at a very minimal cost which is availed for a waiver of future premiums incase of death or disability of the policyholder. This rider can be asked for only at the beginning of the policy term.
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Riders help you to increase your insurance cover quality wise and quantity wise. They can be mixed and matched based on your preferences for a small additional cost.
This rider is added to a life insurance policy to protect the insured in the event of a critical illness.
Some riders offered by Life Insurance companies are Accidental Death Benefit, Permanent Disability Benefit, Critical Illness Benefit, Term Benefit, Term Benefit, Life Guardian Benefit, and Accidental Disability Guardian Benefit