LIC is the oldest and biggest Life Insurance player in India. With a huge network of agents LIC has been growing not just in its distribution but also the product breadth.

Find enclosed some of the key products from LIC:

LIC Jeevan Bharati

Introduction
LIC’s Jeevan Bharati – is a plan exclusively for women. It is a with profit plan having special features considering the needs of women. The plan also provides for Accident Benefit, Critical Illness Benefit and Congenital Disability Benefit as optional Riders

SPECIAL FEATURES

1. Encashment of Survival Benefit as and when needed:
The policyholder at her option may avail the survival benefit any time on or after its due date. If opted to avail later, increased survival benefit at the rate decided by the corporation from time to time will be payable.

2. Flexibility to pay premiums in advance:
The mode of premium payment is only yearly under this plan. However, policyholder may pay the next yearly premium in advance in instalments (maximum up to 3 instalments) during the year. If premiums are paid in advance a premium rebate may be allowed as may be decided by the Corporation from time to time

3. Option to receive maturity proceeds in the form of an annuity:
The policyholder shall have the option to receive the maturity proceeds in the form of annuity. The rate of annuity will be based on the annuity rates prevalent at the time of stipulated Date of Maturity.

4. Auto Cover:
After two years premiums have been paid, whenever premium payment is discontinued, the life cover for full sum assured will continue for 3 years from the due date of first unpaid premium. If death occurs during the Auto Cover period, then death benefit after deducting unpaid premiums, with interest is payable along with the vested bonus, if any. The auto cover shall not be available for rider benefits.
OPTIONAL RIDERS:
Critical Illness Rider, Accident Benefit Rider & Congenital Disabilities Benefit Rider
SURRENDER VALUE:
The Guaranteed Surrender value will be available after the expiry of 3 policy years provided the premiums have been paid for at least three years. The Guaranteed Surrender Value is equal to 30% of the total amount of premiums paid excluding the premiums paid
of first year.

Other Policies from LIC
LIC Jeevan Anand Plan
- - LIC Term Plans
- Jeevan Tarang Whole Life Plan
- Single Premium Whole Life Plan
- Limited Payment Whole Life Plan
- Whole Life Plan
- Jeevan Dhara
- Jeevan Suraksha
- Jeevan Akshay- Pension Plan
- Jeevan Nidhi
- Jeevan Saral