ICICI Prudential's LifeTime Super is a regular-premium unit-linked policy which offers higher returns & also provides the protective benefit of an insurance cover.
Eligibility
Minimum age at entry: 0 years
Maximum age at entry: 65 years
Minimum Policy Term: 10 years
Maximum Policy Term: 75 years
Minimum Premium: Rs. 18,000 per annum
Minimum Sum Assured: Annual Premium x Term/2. Subject to a minimum of Rs. 1,00,000
Benefits
Investment funds: You can select among the following funds based on your financial goals and risk profile.
1. Flexi-Growth
2. R.I.C.H.
3. Multiplier
4. Flexi-Balanced
5. Balancer
6. Protector
7. Preserver
Death benefit: In case of your of the policy holder's death, the beneficiary receives higher of Fund Value or Sum Assured.
Switch benefit: You can switch funds 4 times a year, at no cost. For subsequent switches, you will be required to pay a switch fee of Rs. 100.
