ICICI LOMBARD

HEALTH INSURANCE

Family Floater Health Plan

Introduction:-
Enjoy the benefits of covering your entire family under one policy. ICICI Lombard's Family Floater policy takes care of the medical expenses during sudden illness, surgeries, and accidents. You also avail of tax benefits under section 80 D.

Policy Coverage:-
1. Incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor/
surgeon's fee, medicines, etc.
2. 30 days prior to hospitalisation.
3. 60 days post hospitalisation.
4. Day Care expenses incurred on advanced technological surgeries and procedures like Dialysis,
Radiotherapy, and Chemotherapy, requiring less than 24 hours of hospitalisation.
5. Pre-existing diseases can be covered after 48 months of continuous coverage since inception of first
individual health policy with the company.

Key Benefits:-
1. The benefit of coverage against Terrorism. The Family Floater Health Plan covers claims arising out of
Terrorism or acts of Terrorism.
2. One Policy – One Premium for the entire family. The floater health plan covers your entire family under
one policy with one sum insured and one premium. This takes care of hospitalisation expenses in case of
a sudden illness, accident or planned surgery of the entire family.
3. Income Tax benefits under Section 80D.
4. 5% discount on premium for every claim free year.
5. No health check up required upto the age of 55 years.
6. Medical Tests at the rate of Rs. 600 (per insured member).
7. Hassle free claims procedure.
8. Cashless claim facility available at over 3,500 network hospitals across India.

Additional Benefits:-
Up to 2-year Cover- We offer a continuous 2-year protection with no increase in premium in the second year. This one time payment of premium for 2 years takes care of your renewal hassles next year. The sum insured is reinstated to the full sum insured after the first year. Option for 1 year cover is also available.
Single Policy- Single document, single premium, and single date to track. No need for separate policy for family members.
Eligibility:-
1. The enrollment age (of the senior most family member) should be between 19 years to 60 years.
2. Other members in the plan can be less than 19 years of age (i.e. up to 91 days).
3. The insured child aged between 91 days to 5 years must be accompanied by at least 1 Adult
Member.
4. The policy cover is renewable till the age of 70 years
5. The customer can buy the policy for any family member(s).
6. For the purpose of income tax exemption u/s Sec. 80D, the policy should be bought only for self,
spouse, dependent children and dependent parents.