Description: The ING Life’s High Life is a unit linked insurance plan with flexible payouts of maturity benefit and customizable life cover. It’s a superlative investment plan that gives you the opportunity to build your wealth through regular, systematic investments and additional top-ups as per your convenience. High Life not only provides you a protection cover of your choice, it also enhances your investment opportunities to earn returns in line with the market.
This High Life is an individual Unit-Linked plan which does not participate in the profits of the company. The Premiums less Charges are credited to the Policyholder’s Fund Value and are used to purchase Units in one or more Unit Linked Funds, offered by the Company, based on the choice made by the Policyholder.

Benefits:
1) Death Benefit : The Death Benefit shall be higher of Sum Assured or the Policyholder’s Fund Value. To determine the amount payable as Death Benefit, the Sum Assured will be reduced by the total amount of eligible Partial Withdrawal Benefits availed by the Policyholder during the twenty four months immediately preceding the date of death of the Life Assured.
2) Maturity Benefit : The Policy matures on survival of the Life Assured on the Policy Maturity Date. The Maturity Benefit is equal to the Policyholder’s Fund Value.
3) Expected Interest Rates : For the purpose of projecting Benefits under this Policy, the Life Insurance Council has prescribed two rates of returns. Currently the prescribed higher rate is 10%p.a and lower rate is 6%p.a.

Product Features:
Eligibility
. Minimum entry age : 0 years.
. Maximum entry age : 70 years.
. Maximum maturity age : 75 years.

Premium Payment Options
. Annual, half- yearly, quarterly or monthly.

Minimum Premium Payable
. Annual : Rs.50,000.
. Half-yearly : Rs.25,000.
. Quarterly : Rs.15,000.
. Monthly : Rs.6,000.
. Top Ups : Rs.5,000.