Oriental Insurance Company has launched a comprehensive health cover for family,Happy Family Floaters Policy.A policy to protect one and all against escalating medical costs. The poilcy is available in two options gold and silver plan, the sum insured varies in between Rs 1-10 lakh.
The main features of the product, is to provide extensive cover for medical expenses of illnesses and accidents requiring in-patient hospitalisation. The policy also offers an optional cover for personal accidents worldwide, besides an add-on benefit of life hardship survival for certain critical diseases.
Besides the medical benefit , the policyholder can avail tax deduction up to Rs 15,000 and Rs 20,000 for senior citizens. At the same time, no medical check-up is required for insured age up to 60 years. The policy cover can be renewed till the holder reaches 65 years of age, with no limit on the age of dependents.
So, with the rising number of accidents and illnesses , it is important to have a medical cover.Choose the one most suited to you.
