Premium Back Term Plan
Features:
• Insurance cover is given throughout the Term of the plan
• On maturity, the total premium paid during the term is paid back to you
• There are two versions to the plan
- 100% Premium Back
- 125% Premium Back

Simple Term Plan
It is a low premium, pure risk coverage plan which takes care of your financial commitments towards your family or dependants.

Riders: There are following 3 Riders attached to both the Plans; Premium Back & Simple Term Plan, the riders can be availed even in the Single Premium Policy

- Accidental Death & Dismemberment Rider
- Critical Illness Rider
- Waiver of Premium Riders

Accidental Death and Dismemberment Benefit Rider: It provides additional amount of cover in case of death due to accident or loss of more than one limb or sight in both the eyes and partial coverage in case of loss of one limb or sight in one eye

Critical Illness Rider: Following illnesses are covered
• Heart Attack
• Stroke
• Cancer
• Surgery to Coronary Arteries

Waiver of Premium: This rider waives payment of future premiums on the happening of any of the unforeseen events as covered under this rider.