Riders:- When you avail of a simple life insurance policy you can add a rider to it. Which means you can get additional benefits attached to your policy. Riders are the additional benefits that you may buy and add to your policy .A rider gives you the benefit of increasing your risk cover in case of any certain events happening. For example, if one has opted for an Accident Death Benefit rider and the policyholder dies in an accident then the beneficiaries can get upto a maximum of twice the sum assured.
