After the market collapse back home and the global meltdown, insurers like Life Insurance Corporation (LIC), ICICI Prudential, Max New York Life and MetLife are promoting their products as major investment tools rather than mere insurance schemes.Some of them are offering 10% annual returns on investments starting from Rs 25,000. Since investments in life insurance products are eligible for income tax rebate, they are getting increasingly popular with investors.

ICICI Prudential's LifeTime Super is a regular-premium unit-linked policy which offers higher returns & also provides the protective benefit of an insurance cover.

Eligibility
Minimum age at entry: 0 years
Maximum age at entry: 65 years
Minimum Policy Term: 10 years
Maximum Policy Term: 75 years
Minimum Premium: Rs. 18,000 per annum
Minimum Sum Assured: Annual Premium x Term/2. Subject to a minimum of Rs. 1,00,000

Benefits
Investment funds: You can select among the following funds based on your financial goals and risk profile.
1. Flexi-Growth
2. R.I.C.H.
3. Multiplier
4. Flexi-Balanced
5. Balancer
6. Protector
7. Preserver