LifeTime Gold Plan
ICICI Prudential's LifeTime Gold, a regular premium unit-linked policy that offers potentially higher returns through the Multiplier Fund that invests in the top 50 large cap companies.

LifeTime Gold also offers you the protective benefit of an insurance cover and financial security for your family.
LifeTime Gold at a glance

Minimum/Maximum Entry Age 0 years to 65 years

Maximum Age at Policy Maturity 75 years

Minimum/Maximum Policy Term 10 years to 75 years
Premium Payment Frequency Monthly, half-yearly, yearly
Minimum Premium Rs. 20,000 pa for yearly mode Rs.24,000 pa for half yearly and monthly modes

Minimum Sum Assured 5 times of Annual Premium, Subject to a minimum of Rs. 1,00,000

Life Stage Assure Plan
ICICI Pru Life Stage Assure a ULIP that offers you a clear advantage by giving you guaranteed returns (maturity additions) on your first year premium - which means that your investments get an unmatched start to long-term wealth creation. ICICI Pru Life Stage Assure also comes with an option of lifecycle-based portfolio strategy that re-distributes your money across various asset classes (Automatic Asset Allocation) based on your life stage and risk tolerance. Thus, with this policy you can look forward to a great start to realize all your aspirations.
Life Stage Assure at a glance
Minimum Premium Rs 12,000 P.a. for monthly modeRs. 10,000 p.a. for all other modes
Minimum Age at Maturity 18 years

ICICI Pru Wealth Advantage

There are a number of things you need to do regularly, to ensure that your life runs smoothly. Things like your bill payments, your child’s school fees, EMIs and so on. Keeping a track of all these is difficult indeed.

And there are those things that ask for your attention only once but reward you with returns all your life, like ICICI Pru Wealth Advantage. This is our first whole life ULIP that provides a long term cover with just a single premium and allows you to stay invested throughout your life.

All this and more at extremely low charges that make Wealth Advantage a superior product in its category.
Read more about the features and benefits of this plan, right away

ICICI Pru Wealth Advantage:
Minimum/Maximum Entry Age 0 - 65 years
Minimum/Maximum Cover Ceasing Age 7 – 70 Years
Minimum Premium Rs. 25000
Payment Option Single
Sum Assured Choice of 125% or 500% of premium

Education Insurance Plan

ICICI Prudential offers an education insurance plans that are designed to provide peace of mind to you, as a parent, that your child's education will be secure. These plans ensure that money is made available at the crucial junctures in a child's education - Class X, Class XII, graduation and post-graduation - to fund crucial commitments for the child's future.

Importantly, education insurance plans ensure that in the unfortunate event of the death of a parent, the child's education continues unhampered.

Under the education insurance plans platform, ICICI Prudential brings the following products to you:-

Plan Name

1. SmartKid New Unit-linked Regular Premium
2. SmartKid New Unit-linked Single Premium
3. SmartKid Regular Premium

Features and benefits of SmartKid

1. SmartKid New Unit-linked Regular Premium
SmartKid New Unit-linked Regular Premium is a unit-linked plan, which enables you and your child to accumulate wealth by virtue of the performance of the underlying market-linked instrument. Features of the plan:

ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank - one of India's foremost financial services companies-and prudential plc - a leading international financial services group headquartered in the United Kingdom. Total capital infusion stands at Rs. 47.80 billion, with ICICI Bank holding a stake of 74% and Prudential plc holding 26%. Our nation-wide team comprises of over 2000 branches (inclusive of 1,100 micro-offices), over 258,000 advisors.

ICICI Prudential is the first life insurer in India to receive a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings. For three years in a row, ICICI Prudential has been voted as India's Most Trusted Private Life Insurer, by The Economic Times - AC Nielsen ORG Marg survey of 'Most Trusted Brands'. As we grow our distribution, product range and customer base, we continue to tirelessly uphold our commitment to deliver world-class financial solutions to customers all over India.

LifeGuard is a cost effective plan, act as a shield that protects your family from financial insecurity.

Features and Benefits:
Death Benefit: The sum assured will be paid to the beneficiary in case of death of the life assured
Extended Life Cover: It also offers a unique feature of extended life cover for 5 yrs after maturity of policy.
Additional Riders: Protect your family from accidents and disability by adding on the Accident and Disability Benefit Rider (ADBR) and the Waiver of Premium Rider (WOPR).
• ADBR: The rider benefit amount will be paid to your family in the event of death or disability due to an accident.