ICICI LOMBARD

HEALTH INSURANCE

Family Floater Health Plan

Introduction:-
Enjoy the benefits of covering your entire family under one policy. ICICI Lombard's Family Floater policy takes care of the medical expenses during sudden illness, surgeries, and accidents. You also avail of tax benefits under section 80 D.

Policy Coverage:-
1. Incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor/
surgeon's fee, medicines, etc.
2. 30 days prior to hospitalisation.
3. 60 days post hospitalisation.
4. Day Care expenses incurred on advanced technological surgeries and procedures like Dialysis,

Health insurance sector is fast growing in India and with it there are various healthcare insurance products being launched in India.Healthcare costs are rising and growing awareness about the importance of preventive care has led to growing demand in health insurance products.

Let us take a look at the Year on Year growth of Indian Insurance Market and its quite evident. In FY03, the health insurance market stood at Rs 1,160 crore, in FY08 it had crossed Rs 5,000 crore. That’s a growth of 60% in a years time.Despite the growth there is still a large need for health insurance in India. As many as 75% people in India are without employer provided coverage and over 85% people in India are not insured at all.

Aviva Health Plus

All of us know that 'health is wealth' and all of us should try our best to remain in the pink. But sickness strikes and compels us to visit a doctor/hospital. The physical sickness is usually compounded by financial worries. On the other hand, a Mediclaim policy allows you to not worry about finances. This is a plan that pays for your medical expenses. Health insurance will protect you and your dependents against any financial constraints arising on account of a medical emergency. Basically, in Mediclaim, you pay a premium and in turn the insurer will commit to pay a predetermined sum of money to meet the claims.