A new ad line KILB (Kum Insurance Lenaki Bimari) by a new Insurance company made me write my views on the subject.

How much Life Insurance does one need?

This question has no direct answers as no basic formula exist.Its also not to do with how much you earn?
It has nothing to do with your retirement planning ?

Many of us like to believe that we have a robust financial portfolio that would take care of our future. Interestingly, the plan would work only if funding the plan is regular. What happens if the funding suddenly stops?