A plan that enables you to retire with laughter lines – not worry lines

• Option to take a tax-free lump sum up to 33% of Sum Assured + Accrued Bonuses.

• Open Market option: Purchase immediate annuity from Bajaj Allianz Life Insurance or any other Life Insurance Company.

Additional Benefits:
• Accidental Death Benefit and Disability Benefit.
• Critical Illness Benefit and Hospital Cash Benefit.
• Family Income Benefit: In case of death or accidental total permanent disability of insured, all future premiums are waived and 1% of the sum assured is paid monthly.
• Term Cover: Additional life insurance protection at a nominal cost.

iGain is the fastest way to buy Life Insurance online. It is India’s first completely online ULIP, which you can buy online.iGain gives you the convience and ease to invest online and manage your investment online.
The major advantage of purchasing insurance online is that it enables easy payment. This site empowers you to make decisions on your personal investments at your own pace without being pestered by someone. Also, your privacy is guaranteed. After payment of the first premium you need to send or get collected other necessary documents that include Age and Address Proofs, to enable us to issue your policy at the earliest.

Bajaj Allianz offers two Term Plans
1. New Risk Care Plan
2. Term Care Plan

New Risk Care Plan
Features
• It is a non-participating traditional Term Assurance plan.
• Higher insurance coverage at Low premium.
• Regular/Single Premium payment options.
• Enhanced Protection options available through Additional Rider Benefits.
• Rebates on premium in-case of high sum assured

Rider Benefits
a. Accidental Death Benefit: It covers you against Accidental Protection.
b. Accidental Permanent Total/Partial Disability Benefit: It covers against Disability protection.
c. Critical Illness Benefit: It covers you against 11 defined critical diseases.